Nigeria's fastest way to recover what you're owed

They owe you. We go after it.

Demand letter ready today. A licensed lawyer serves it and, if needed, takes it to court in 14 days.

See how it works
CAC BN 9646741Same-Day LettersReal Lawyers10-Minute Process
Process

From dispute to resolution
in 3 steps

We handle the paperwork. Our lawyers handle the court. You just answer a few questions.

01

Tell us what happened

Answer a few questions about who owes you and how much. Upload invoices or contracts — we read them and skip the questions we already know the answers to.

Average interview: 7 minutes
02

Your demand letter, ready fast

In under 10 minutes, we prepare a court-ready Letter of Demand on Pandas LP letterhead — citing the correct Nigerian legal provisions. You preview it before paying.

Free watermarked preview
03

A licensed lawyer serves it and follows up

A Pandas LP lawyer reviews the letter and serves it on the debtor — not an email bot. Escalating follow-up notices go out at Day 7 and Day 14 automatically. If the debtor ignores all three, that same lawyer files your claim in court.

Day 0 → Day 7 → Day 14 → Court
The Interview

Not a form.
A proper legal interview.

Every case follows Nigerian legal procedure, debt recovery case law, and the exact questions a senior partner asks in a first consultation — minus the billable hours.

Asks the right questions in the right order

The interview follows the same intake logic a senior litigator uses — debtor identity, relationship to the debt, contract terms, payment history, evidence quality, limitation period. Every time, in the right sequence, nothing skipped.

Structured Intake

Spots the holes before the judge does

If your dates don't add up, it flags it. If your only evidence is a verbal promise, it tells you that's a weak case and explains why. It asks follow-up questions until your case is tight enough to put in front of a court.

Case Analysis

Meets you where you're at

A client typing in short, angry fragments is probably at their limit. Someone who writes "I don't know if this will work" needs reassurance before they need information. The interview adjusts to it — calmer when you're stressed, more direct when you're ready to move.

Reads the Room

Grounded in real Nigerian legal framework

The system is built on the Limitation Law of Lagos State, CAMA 2020, the Small Claims Court Civil Procedure Rules, and Nigerian digital evidence standards — not generic templates. It knows which court to file in, what threshold requires what evidence, and what the debtor's defences are likely to be.

Nigerian Law
Sample interview · Small Claims Agent · Debt Recovery
Pandas LP
Who owes you money, and what was it for?
You
my business partner. we did a construction job together and he took the client payment but never paid my share. about ₦1.2 million
Pandas LP
Understood. Do you have a written partnership or profit-sharing agreement, or was this verbal?
You
verbal. but we have whatsapp messages where he agreed to the 50/50 split
Pandas LP
WhatsApp messages are admissible evidence under Nigerian law — that helps. One thing to flag: a verbal partnership with no written terms weakens your position if he disputes the percentage. Do you have a message where he specifically confirms your share of this particular job? That single message will be the most important piece of evidence in your case.
You
yes I have it. also I think I sent him a notice already but I can't remember if I did it properly
Pandas LP
That's important to clarify before we proceed. If a prior notice wasn't properly served, it could affect our timeline. Can you check if you have a copy or a delivery record? I'll wait — getting this right is worth the extra minute.

What this catches

Case Analysis
Flags the verbal-only partnership as a structural weak point before drafting begins
Mistake Caught
Catches the prior notice issue before it becomes a problem at court
All Services

More ways we can help

Debt recovery is our flagship — here's what else is live and what's coming.

Available for TestingBETA
BETA
Enforce a judgment

Judgment Enforcement

Already won in court but the debtor won't pay? We file a Garnishee Order or Writ of Execution to compel payment.

₦10,000 + 5% of judgmentTry it →
BETA
Speak to a lawyer

Lawyer Consultation

Book a 45-minute session with a licensed Nigerian lawyer. Get real legal advice, one-on-one.

₦15,000 per sessionTry it →
Coming SoonSOON
SOON

Recovery of Premises

Tenant won't leave after notice? We prepare your eviction letter and file at the Rent Tribunal.

SOON

Contracts & Commercial

Draft or review business agreements, NDAs, service contracts, and partnership deeds.

SOON

CAC Registration

Register your business with the Corporate Affairs Commission. Business name or full incorporation.

Why Pandas LP

Everything a law firm does.
None of the friction.

Guided Legal Interview

No forms. No jargon. Just answer questions in plain English — we handle the legal translation. Upload a document and we read it so you don't have to explain it.

WhatsApp messages accepted
PDF invoices analysed
No legal knowledge needed

Court-Ready Documents

Demand letters on firm letterhead, drafted in minutes. Every document cites the correct Nigerian statute.

Automated Follow-Up

Day 0, Day 7, Day 14 — escalating pressure on the debtor, zero effort from you.

Transparent Pricing

Know exactly what you'll pay before you start. No retainers, no surprise bills.

Real Lawyers

Every document is reviewed by our team. Licensed practitioners file and appear in court on your behalf.

Pricing

Know the cost before you start

Enter the amount you're owed and see an instant breakdown — no surprises.

₦
Demand letter (self-serve PDF)₦10,000
Follow-up emails (Day 7 + Day 14)Included
Pandas LP serves the letter+₦15,000
Total to get started₦0
Save approx. ₦70,000 vs. a traditional lawyer

Court filing fees apply only if your case escalates beyond the demand letter stage. The exact amount is quoted inside your dashboard before you pay — based on your claim amount and court jurisdiction.

Compare

The fastest path to getting paid

Pandas LPTraditional LawyerDo It Yourself
Time to start10 minutes2–4 weeksWeeks of research
Legal expertise✓ Licensed lawyers✓ Lawyers only✗ None
Automated follow-up✓ Day 0, 7, 14ManualYou chase them
Court filing✓ Handled by us✓ Handled✗ Figure it out
Available✓ 24 / 7Office hoursWhen you can
Founding Access

Be part of what's
changing Nigerian law.

Pandas LP is new — and that's the point. For too long, recovering money in Nigeria meant weeks of waiting, ₦50,000 in lawyer fees, and no guarantee. We're building the alternative. You get to use it first.

First mover
Fast, affordable debt recovery doesn't exist at scale in Nigeria yet. You're early.
Real lawyers
CAC-registered firm. Every document reviewed. Every filing handled by a licensed practitioner.
Your case, your data
Encrypted. Private. Only you and your assigned lawyer can see your case.

Free preview · No commitment until you pay

FAQ

Questions answered

Yes. Pandas LP is a registered business with the Nigerian Corporate Affairs Commission (CAC BN 9646741). Our licensed lawyers review, serve, and file every document before it reaches the debtor or a court.

Most clients complete a short guided interview and receive a draft demand letter in under 10 minutes. From there, you'll review, pay, and Pandas LP serves the letter within 24 business hours.

Not at all. We ask you plain-English questions about who owes you, how much, and why. You answer in your own words — we handle the legal language.

Ready to start?

Let's get your money back.

It takes under 10 minutes. We do the heavy lifting,
real lawyers take it from there.